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insurance

Insurance for Collectibles: Are Your Unique Items Covered?

David Monforton
David Monforton 1 Min Read

They may seem priceless, but all of your collectibles have a price. Whether it’s a classic car, a stamp collection, golf clubs or a vintage instrument, each prized possession has a dollar amount attached to it.

But did you know that your home or auto insurance may not fully cover their value in a loss? Keep on collecting—but make sure you have insurance for collectibles included in your policy:

Infographic describing six expensive valuable or collectibles that need to be insured.

Sure, your collectibles may not be worth millions—but they’re still valuable enough to be insured. Speak with your insurance agent to determine if your policy covers your valuables in case of theft or damages. These items may include:

  • Sports equipment
  • Classic cars
  • Sports memorabilia
  • Camera equipment
  • Art
  • Antiques
  • Firearms
  • Postage stamps
  • Old coins
  • Furs
  • Silver

… just to name a few. When insuring your collectibles, don’t forget to take a photo or video inventory, along with keeping a receipt of all recent appraisals, to verify your collectibles’ value.

Triple check

Are your unique items covered?

Make sure your insurance policy isn’t leaving your most prized possessions unprotected.

Check your coverage

Insurance Disclosure

This information is being provided for general informational purposes only. The Auto Club Group does not assume any liability in connection with providing this information.

Coverage is subject to all policy terms, conditions, exclusions and limitations. Discounts and savings opportunities subject to eligibility requirements. Subject to underwriting requirements. Prices may vary based on how you buy insurance, subject to availability in your state. AAA Insurance is a collection of AAA branded insurance products, services, and programs made available to qualified members. Personal lines insurance is underwritten by Auto Club Insurance Association (IL Auto, IL Home, MI Home, MN Home), Auto Club Group Insurance Company (IA Auto, IA Home, IN Auto, IN Home, NE Auto, NE Home, WI Auto, WI Home), Auto Club Insurance Company of Florida (FL Package), Auto Club South Insurance Company (FL Auto), MemberSelect Insurance Company (GA Auto, GA Home, MI Auto, MN Auto, TN Auto, TN Home), The Members Insurance Company (NC Auto, NC Home), and Universal Insurance Company (NC Auto, NC Home, SC Auto, SC Home). ©2025 The Auto Club Group. All rights reserved.